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AfrAsia Bank Limited and its Group Entities

Annual Report 2015

page 29

HOW WE MANAGE

OURSELVES

OUR OUTPUTS

HOW WE

DIFFERENTIATE

OURSELVES

Corporate Governance

We are committed to high standards of

integrity, ethics and professionalism.

To safeguard stakeholders’ interests,

the Board of Directors engages in

providing sound leadership on the

Bank’s strategic vision. The Bank

believes that sound and effective

corporate governance is fundamental to

the Group’s long-term success.

Further information is provided on page 46

Risk Management

Effective risk management is

fundamental to the Bank. The Board

of Directors has overall accountability

for ensuring that risk is effectively

managed across the AfrAsia Group.

Further information is provided on page 82

Capital Management

AfrAsia Bank Limited maintains a

strong capital position, well above

regulatory requirements.

Our Values

Disruptive Banking

Passionate Partners

Genuineness

Privileged Relationships

Can-Do Attitude

We continue to think outside the box by

upholding our ‘Bank Different’ approach

to innovatively connect with our clients

both locally and internationally.

The art of building relationships

We pursue a customer-centric approach

built on long-term privileged relationships,

attentiveness and transparency. We aim at

creating a partnership that goes beyond

the purely financial while seeking to build

a relationship that lasts for generations.

More than just bankers, we are partners.

Upholding our disruptive innovation

philosophy

We combine our deep market knowledge

to drive innovation for improved products

and services to help clients achieve their

financial aspirations. Our investment

products generate the highest yielding

returns while our pioneering Rewards

Programme XtraMiles continues to offer

our card holders exclusive privileges.

Enhancing customer experience

We continue to leverage technologies,

deliver multi-channel, consistent

experiences across all touchpoints.

Our foQus (Focus on Quality &

Unparalleled Service) programme aims

at delivering an optimised experience

through websites, social media and

telephone as well as through our digital

Ebène and Port Louis branches and

Representative Offices.

GOVERNMENT

REGULATORYAUTHORITIES

We comply with all laws and

regulations in the countries we

operate in.

SUPPLIERS

We work with world-class

suppliers to obtain products and

services that support our growth.

EMPLOYEES & MANAGEMENT

We provide employees with regular

training and development plans and

help them in their career path.

SHAREHOLDERS &

INVESTORS

We deliver a robust financial

performance earned in a

responsible manner.

CUSTOMERS

We provide customers tailor-

made banking solutions, all in an

environment of trust.

SOCIETY

We are socially conscious about

society and remain dedicated

to shaping a world of difference

through our sustainability approach.

For more information on the value distributed to the Bank’s stakeholders, see page 30