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AfrAsia Bank Limited and its Group Entities
Annual Report 2015
page 301
noteS to the finanCial StatementS
for the year ended 30 June 2015
43. SEGMENTAL REPORTING (CONTINUED)
2015
2014
2013
Segment A Segment B
Total
Segment A Segment B
Total
Segment A Segment B
Total
IX FINANCIAL INVESTMENTS - HELD-
FOR-TRADING
MUR
MUR
MUR
MUR
MUR
MUR
MUR
MUR
MUR
Government of Mauritius debt
securities
1,699,736,996
- 1,699,736,996
1,657,361,434
- 1,657,361,434
336,909,022
-
336,909,022
Debt securities
90,699,920
176,687,368
267,387,288
26,534,508
227,516,179
254,050,687
26,975,258
168,801,238
195,776,496
1,790,436,916
176,687,368 1,967,124,284
1,683,895,942
227,516,179
1,911,412,121
363,884,280
168,801,238
532,685,518
X LOANS AND ADVANCES TO
CUSTOMERS
(a) Remaining term to maturity
Within 3 months
4,616,614,503 1,777,699,987 6,394,314,490
3,309,656,315 1,156,401,417 4,466,057,732 3,027,077,859
571,996,847 3,599,074,706
Over 3 to 6 months
348,377,012 1,613,896,353 1,962,273,365
381,003,658 1,011,783,808 1,392,787,466
460,454,817
123,166,823
583,621,640
Over 6 to 12 months
814,153,824
1,797,512,748 2,611,666,572
92,355,460
170,447,130
262,802,590
181,929,806 1,738,875,999 1,920,805,805
Over 1 to 5 years
3,538,688,306 5,836,936,567 9,375,624,873
1,812,979,148 6,551,223,696 8,364,202,844 1,262,643,446 4,090,800,703 5,353,444,149
Over 5 years
973,137,786
776,840,154 1,749,977,940
2,243,586,446
924,963,419 3,168,549,865 1,351,775,631 1,281,308,832 2,633,084,463
10,290,971,431 11,802,885,809 22,093,857,240
7,839,581,027 9,814,819,470 17,654,400,497 6,283,881,559 7,806,149,204 14,090,030,763
Less Allowances for impairment
losses
(129,448,714) (256,540,886) (385,989,600)
(66,564,124)
(190,781,631) (257,345,755)
(59,865,412)
(22,413,335)
(82,278,747)
Loans and advances
10,161,522,717 11,546,344,923 21,707,867,640
7,773,016,903 9,624,037,839 17,397,054,742 6,224,016,147 7,783,735,869 14,007,752,016
(b) Credit concentration of risk by
industry sectors
Agriculture and fishing
730,235,899
197,499,719
927,735,618
505,454,896
170,052,302
675,507,198
400,769,176
81,520,796
482,289,972
Manufacturing
595,444,832 2,040,567,815 2,636,012,647
640,152,626 2,028,889,791 2,669,042,417
570,852,433 2,067,993,208 2,638,845,641
Tourism
2,763,201,739
37,769,459 2,800,971,198
2,033,075,413
64,633,026 2,097,708,439 1,518,555,428
92,791,660 1,611,347,088
Transport
11,270,573
471,913,556
483,184,129
13,963,240
154,958,864
168,922,104
2,518,855
158,707,692
161,226,547
Construction, infrastructure and real
estate
1,662,342,463
625,923,463 2,288,265,926
1,528,828,600
800,915,055 2,329,743,655 1,379,454,947
303,656,180
1,683,111,127
Financial and business services
1,509,195,597 2,347,038,003 3,856,233,600
701,871,053 1,968,832,507 2,670,703,560
498,514,671 1,211,813,779 1,710,328,450
Traders
1,163,486,334
639,665,572 1,803,151,906
977,503,843
681,866,200 1,659,370,043
847,375,183
608,539,966 1,455,915,149
Personal
1,459,918,327
387,293,189
1,847,211,516
1,216,241,975
331,832,924 1,548,074,899
894,116,760
281,096,821 1,175,213,581
Professional
7,951,318
-
7,951,318
8,830,236
-
8,830,236
8,511,285
7,239
8,518,524
Global Business Licence Holders
(GBL)
- 3,618,016,898 3,618,016,898
- 2,155,427,834 2,155,427,834
- 2,158,512,616 2,158,512,616
Information, communication and
technology
98,088,792
63,371,539
161,460,331
61,902,480
128,703,598
190,606,078
46,012,174
479,111,505
525,123,679
Government
-
355,794,129
355,794,129
-
305,506,542
305,506,542
-
309,788,246
309,788,246
Other entities
289,835,557 1,018,032,467 1,307,868,024
151,756,665 1,023,200,827 1,174,957,492
117,200,647
52,609,496
169,810,143
10,290,971,431 11,802,885,809 22,093,857,240
7,839,581,027 9,814,819,470 17,654,400,497 6,283,881,559 7,806,149,204 14,090,030,763