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AfrAsia Bank Limited and its Group Entities
Annual Report 2015
page 296
noteS to the finanCial StatementS
for the year ended 30 June 2015
43. SEGMENTAL REPORTING (CONTINUED)
2015
2014
2013
Segment A Segment B
Total
Segment A Segment B
Total
Segment A Segment B
Total
MUR
MUR
MUR
MUR
MUR
MUR
MUR
MUR
MUR
I
INTEREST INCOME
Due from banks
11,776,580 176,486,847 188,263,427
13,463,392 105,306,195 118,769,587
13,597,841
18,592,047
32,189,888
Loans and advances to customers
629,143,495
501,141,780 1,130,285,275
546,815,561 389,940,772 936,756,333 440,661,207 267,593,622 708,254,829
Financial investments held-to-maturity
270,610,311
17,721,405 288,331,716
279,041,348
18,790,253 297,831,602 238,520,768
7,648,679 246,169,447
Placements with Central Bank
2,272,382
-
2,272,382
-
-
-
-
-
-
913,802,768 695,350,032 1,609,152,800
839,320,302 514,037,220 1,353,357,522 692,779,816 293,834,348 986,614,164
II
INTEREST EXPENSE
Due to banks
4,613,164
2,463,053
7,076,217
15,028,605
30,264
15,058,869
4,731,182
82
4,731,264
Deposits from customers
498,453,273 164,277,774 662,731,047
467,560,375 136,026,624 603,586,999 412,795,862 125,929,773 538,725,635
Other
78,756,450
-
78,756,450
75,692,619
-
75,692,619
76,910,138
-
76,910,138
581,822,887 166,740,827 748,563,714
558,281,599 136,056,888 694,338,487 494,437,182 125,929,855 620,367,037
III
NET FEES AND COMMISSION INCOME
Fees and commission income
Credit related fees and commission
income
79,462,529 194,555,840 274,018,369
44,076,606 141,234,964 185,311,570
37,645,095 116,962,725 154,607,820
Other fees received
6,083,733
5,885,452
11,969,185
7,950,832
3,401,468
11,352,300
5,590,861
16,328,164
21,919,025
Total fees and commission income
85,546,262 200,441,292 285,987,554
52,027,438 144,636,432 196,663,870
43,235,956 133,290,889 176,526,845
Fees and commission expense
Other fees
(21,262,851) (51,505,450) (72,768,301)
(12,052,577) (25,990,813) (38,043,390) (15,542,817)
(5,187,644) (20,730,461)
Total fees and commission expense
(21,262,851) (51,505,450) (72,768,301)
(12,052,577) (25,990,813) (38,043,390) (15,542,817)
(5,187,644) (20,730,461)
Net fees and commission income
64,283,411 148,935,842 213,219,253
39,974,861 118,645,619 158,620,480
27,693,139 128,103,245 155,796,384
IVa NET TRADING INCOME
Financial investments held-for-trading
32,235,299
7,535,298
39,770,597
18,902,151
20,919,596
39,821,747
37,668,277
816,795
38,485,072
Foreign exchange
110,223,821 321,087,266 431,311,087
141,317,188
64,676,245 205,993,433
32,730,654
61,238,065
93,968,719
142,459,120 328,622,564 471,081,684
160,219,339
85,595,841 245,815,180
70,398,931
62,054,860 132,453,791