AfrAsia Bank Limited and its Group Entities
Annual Report 2015
page 303
noteS to the finanCial StatementS
for the year ended 30 June 2015
43. SEGMENTAL REPORTING (CONTINUED)
X LOANS AND ADVANCES TO CUSTOMERS (CONTINUED)
(d) Allowance for credit losses by sector (Continued)
2015
Total
Analysed by Segments:
Gross amount of
loans
Non performing
loans
Specific provision
Portfolio
provision
2015
2014
2013
MUR
MUR
MUR
MUR
MUR
MUR
MUR
Segment A
Agriculture and fishing
730,235,899
-
-
4,568,570
4,568,570
2,574,543
2,833,208
Manufacturing
595,444,832
244,012,104
1,792,429
3,587,016
5,379,445
3,183,219
3,931,400
Tourism
2,763,201,739
23,351,489
1,116,402
16,658,387
17,774,789
10,328,942
10,597,857
Transport
11,270,573
-
-
58,940
58,940
70,562
17,029
Construction, infrastructure and real
estate
1,662,342,463
376,853,156
22,999,310
10,082,264
33,081,575
8,247,334
10,144,244
Financial and business services
1,509,195,597
217,713,604
10,000,282
9,151,538
19,151,820
3,448,865
3,499,241
Traders
1,163,486,334
18,744,561
19,051,648
6,836,195
25,887,843
23,586,103
13,534,343
Personal
1,459,918,327
82,403,606
8,013,810
12,638,655
20,652,465
13,289,116
13,526,724
Professional
7,951,318
-
-
46,618
46,618
42,431
56,635
Information, communication and
technology
98,088,792
798,115
761,188
498,736
1,259,924
1,070,841
1,078,413
Government
-
-
-
-
-
-
-
Global Business Licence Holders (GBL)
-
-
-
-
-
-
-
Other entities
289,835,557
290
-
1,586,726
1,586,726
722,168
646,318
10,290,971,432
963,876,925
63,735,068
65,713,646
129,448,714
66,564,124
59,865,412
Segment B
Agriculture and fishing
197,499,719
-
-
1,128,433
1,128,433
800,987
268,866
Manufacturing
2,040,567,815
7,178,901
7,179,669
11,658,975
18,838,644
9,556,555
6,820,523
Tourism
37,769,459
-
-
215,799
215,799
304,437
306,040
Transport
471,913,556
-
-
2,696,322
2,696,322
729,893
523,440
Construction, infrastructure and real
estate
625,923,463
-
-
3,576,272
3,576,272
3,772,501
1,001,499
Financial and business services
2,347,038,003
56,308,927
100,252,419
12,751,795
113,004,214
9,273,671
2,639,627
Traders
639,665,572
-
-
3,625,916
3,625,916
3,140,560
1,983,471
Personal
387,293,189
10,571,200
123,012
1,934,825
2,057,837
1,204,678
542,171
Professional
-
-
-
-
-
-
24
Information, communication and
technology
63,371,539
-
-
362,079
362,079
11
1,020,994
Government
355,794,129
-
-
2,032,863
2,032,863
1,439,009
1,021,724
Global Business Licence Holders (GBL)
3,618,016,898
85,480,536
58,948,293
20,386,129
79,334,422
155,775,848
6,124,093
Other entities
1,018,032,467
24,717,254
24,719,905
4,948,179
29,668,084
4,783,481
160,863
11,802,885,808
184,256,818
191,223,298
65,317,589
256,540,886
190,781,631
22,413,335