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AfrAsia Bank Limited and its Group Entities

Annual Report 2015

page 16

CORPORATE PROFILE AND STRATEGY (CONTINUED)

AfrAsia Bank Limited aims at upholding its position as a first-mover in the industry

with its philosophy of being an entrepreneurial bank with a ‘Bank Different’

approach.

AfrAsia Bank Limited makes strategic decisions with a view to achieving a

sustainable rate of return on equity above the Bank’s cost of equity capital.

In line with creating value, the Bank develops a strategy which builds on its

sustainable competitive advantage while recognising and managing the risk

inherent in the strategy and identifying future engines of growth, including trends

in the markets it serves.

INVESTORS/

SHAREHOLDERS

AfrAsia Bank Limited has revolutionised the local and regional banking industry

as a first-mover to provide tailor-made banking products and services to all its

clients.

The Bank’s extensive expertise enables it to span through its core markets of

Africa, Asia and Europe, providing clients best-of-breed banking solutions and

expert advice.

Our customer-centric approach allows the Bank to listen to its clients whilst

building privileged relationships.

Through its flexibility and disruptive innovation philosophy, the Bank adapts to its

clients’ activities and their culture to help them achieve their financial aspirations.

CUSTOMERS

AfrAsia Bank Limited fosters an entrepreneurial spirit, whereby employees are

encouraged to share ideas, take ownership of their actions and look for new

responsibilities.

The Bank believes in diversity, the notion whereby an employee can contribute

to something bigger, allowing them to be part of something really meaningful.

Diversity remains critical to innovation.

Our employees optimise every opportunity; they are known as problem solvers

ready for new challenges.

EMPLOYEES

THE PHILOSOPHY OF ‘BANK DIFFERENT’